10 Best Online Investment Sites in the Philippines 2023 - The Thrifty Pinay (2024)

10 Best Online Investment Sites in the Philippines 2023

If you’ve been browsing most of the blog posts here in The Thrifty Pinay, you would have noticed that links have been peppered everywhere – links about posts on what and where to INVEST, step-by-step guides on how to invest, and more similar posts. That’s because I really believe in the power of compounding interest through investing. If you keep your life savingsin your bank account or under a mattressinstead ofinvesting, the money doesn’t work for you and you’llnever have morethan what you save.

Whether your goal is to send your kids to college or to retire somewhere near the ocean, investing is essential inreaching your financial objectives in life. Whether you’re an OFW or not, looking for a more robust way to increase your assets, here’s my post about 10 online investment sites in the Philippines I have culled that promise potentially better returns with your money.

But first, let’s learn about the Pros & Cons of Investing Online.

Is Investing Online in the Philippines worth your while?

Here are the reasons why I recommend doing investing online:

a. You do not need a lot of elbow grease just to get things done

Allow me to double down on this reason to show you how hassle-free this option is. You see, many of us do not have the luxury of time to visit the branch/office to open an investment account and fill out long forms. I myself despise falling in long lines or in queues, waiting for my number to be called – which sometimes feels like forever and a day. I’d rather relinquish the time spent visiting the branch and use it towards something more worthwhile. Let’s say a side hustle, a hobby or spending it with loved ones.

I love the idea of “no physical appearance needed” in the branch just to deal with my transactions – be it account opening, paying bills, depositing or withdrawing an account, and the like. Why? Because all these redundant miscellaneous tasks can be done online.

b. Reduction of transportation expense

Even if you are taking the fanciest set of wheels just to transact things at the branch, you are still consuming gas. Same goes for using public transportation.

“Oh bother, no big deal. It’s just a quick trip to their office.”

The question is, how often do these quick trips happen? These frequent small consumptions of gas or frequent commute fares can build up over time and cause a dent in your budget before you know it. Remember, a small leak can sink a great ship. With things being done online you can save up on gas, commute fares and I’ll say it again: TIME.

c. You have more control and flexibility

Time is of the essence when you trade stocks, so the speed of using online trading platforms is beneficial to many investors. With online trading, you can execute a trade almost immediately compared with brick-and-mortar brokers which might require appointments, communication over the phone, or in person, just to initiate a trade.

d. You can monitor investments in real-time

Many online sites offer real-time information that make it easy for people to see how their investments are doing. No need to wait for business hours just to ask the staff about the value of your investments.

Cons of Investing online

a. Easier to invest too much and too fast

Because online investing is just right at your fingertips— you basically just click a few buttons — there is the risk of making poor investment choices or overinvesting.

b. Falling for FOMO (Fear Of Missing Out)

Have you ever felt that social anxiety when you noticed everyone is doing superb in a particular aspect and yet you feel the need to do the same immediately but without sufficient knowledge and research of how it’s done?

Remember that era (or rather, a year) when MLM was such a hype? Long lost forgotten friends began to sprout out of nowhere with that famous line “tara, kape tayo!”, inviting you to catch up with a cup of coffee. But instead, you were invited to join their so-called “business” and were promised that you’d emerge successfully in a few years’ time with a good amount of cash and a car? Yep, I fell for that crap!

I’ve written more about it here. Since everyone was doing it, I wanted to hop on the bandwagon too. There! A very good example of falling for the “FEAR OF MISSING OUT”.

c. Being too internet-independent

What if you were executing a “do or die” transaction online and suddenly the internet connection totally bailed on you? Your connection may have slowed down or worse, disappeared. Yikes! Better luck next time once your internet connection resumes… that’s if there is still a next time.

10 Best Online Investment Sites in the Philippines 2023

We are living in a tech-savvy generation. From low minimum investment amounts to virtual trading, these platforms are introducing innovative ways to get the risk-averse people to see the importance in investing their hard-earned money. So, here are our top online investment sites in the Philippines this 2023:

1. COL Financial

Probably the most popular local stock online trading platform is COL Financial. Every time I read forums about stock trading, a handful of readers always share that they opt for COL. They also conduct free trainings and webinars, not just for account openings but also on the factors of what to consider before buying a certain stock.

Classification: Stocks

Minimum Investment: Php1,000 for their Starter Account

Stocks are the most popular type of paper assets yet only a small percentage are educated about stocks. If you’re interested in knowing more, head on to our guide on how to invest in the Stock Market in the Philippines.

10 Best Online Investment Sites in the Philippines 2023 - The Thrifty Pinay (1)

2. Coins Pro

A platform where buyers and sellers can connect and exchange digital currencies at prices determined by the market. As people experience a global fascination with cryptocurrencies, it is only bound to get bigger with Bitcoin being the most popular form of cryptocurrency in the Philippines.

Classification: Cryptocurrencies

Minimum Investment: Php10 Minimum Order Amount

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Related Posts:

  • How To Invest In Cryptocurrency in the Philippines
  • Cryptocurrency and Blockchain, explained (For Beginners) Philippines

3. Seedbox PH

Seedbox PH offers mutual fund packages based on an investor’s risk appetite which covers a spectrum between conservative and aggressive. In addition, they also have a nice built-in goal planner on their site for those who have specific goals with their investments. What’s awesome is that it helps you to visualize how you can grow your capital in a specific amount of time.

Classification: Mutual Funds

Minimum Investment: Php1,000

10 Best Online Investment Sites in the Philippines 2023 - The Thrifty Pinay (3)

Related Posts:

  • How to invest in Mutual Funds in the Philippines
  • Peso Cost Averaging VS Lump sum Investing: Which is better?

4. GCASH Invest Money

Gcash Invest Money is the investment marketplace feature of theGCash App. With Gcash Invest Money, you can begin building towards your financial goals with just Php50.00 which is relatively low compared to traditional investment platforms that request at least Php1,000 as the minimum capital.

With as low as Php 50.00, you can get to experience how investing works without risking a significant portion of your hard-earned money. There is no need for a physical appearance in banks. You only need to register for a GCash account and fill up a few documents through the mobile application. Smart and Sun Subscribers can also register their numbers in Gcash, so it’s cool that this app is not only limited to Globe Subscribers.

As of this writing, GInvest offers the following funds by ATRAM:

  • Peso Money Market fund
  • Global Consumer Trends Feeder Fund
  • Total Return Peso Bond Fund
  • Philippine Equity Smart Index Fund
  • Global Technology feeder fund

Already hyped up in investing? You may register with Gcash through this link HERE.

Related Articles:

  • Best Investments in the Philippines UPDATED
  • 10 Appreciating Assets Every Woman Should Aspire To Own Philippines
  • Stock Picking In Times Of High Inflation Philippines
  • Pag-ibig MP2: 4 Tips to make the most out of Pag-ibig MP2

10 Best Online Investment Sites in the Philippines 2023


As an enthusiast deeply immersed in the realm of online investments, I've spent extensive time researching and exploring the dynamic landscape of financial markets. My passion for investing has driven me to stay abreast of the latest trends, continually evaluate investment platforms, and actively participate in online forums and communities where discussions about investment strategies and opportunities take place.

Now, let's delve into the concepts mentioned in the article about the "10 Best Online Investment Sites in the Philippines 2023":

  1. Compounding Interest through Investing:

    • This concept underscores the power of compounding interest as a key factor in wealth accumulation. By investing, individuals can allow their money to grow over time, generating returns not just on the initial investment but also on the accumulated interest.
  2. Pros & Cons of Investing Online:

    • The article discusses the advantages and disadvantages of online investing, emphasizing factors like convenience, reduction of transportation expenses, increased control and flexibility, but also highlighting risks such as the potential to invest too much too fast and succumbing to the "Fear Of Missing Out" (FOMO).
  3. Reasons to Invest Online:

    • The article enumerates several reasons to opt for online investing, including the convenience of not requiring physical appearances, reduction in transportation expenses, and the ability to have more control and flexibility. Real-time monitoring of investments is also mentioned as a significant advantage.
  4. Cons of Investing Online:

    • The drawbacks of online investing are also discussed, such as the ease of investing too much too fast and falling prey to FOMO. Additionally, the article highlights the risk of being too internet-dependent, with a scenario of a critical online transaction being jeopardized due to internet connection issues.
  5. Top Online Investment Sites in the Philippines 2023:

    • The main focus of the article is to provide a curated list of the best online investment platforms in the Philippines for the year 2023. Each platform is briefly described along with its classification, minimum investment requirements, and related posts or guides for further information. The platforms include:
      • COL Financial (Stocks)
      • Coins Pro (Cryptocurrencies)
      • Seedbox PH (Mutual Funds)
      • GCash Invest Money (Investment marketplace feature of GCash App)
  6. Specifics about Selected Investment Platforms:

    • The article provides specific details about each highlighted investment platform, such as the minimum investment amounts, classifications (e.g., stocks, cryptocurrencies, mutual funds), and additional information related to each platform's offerings.
  7. Educational Content:

    • Throughout the article, there's an educational aspect, with references to guides on how to invest in the stock market, cryptocurrencies, and mutual funds. This reflects the author's commitment to empowering readers with the knowledge needed to make informed investment decisions.

In conclusion, the article serves as a comprehensive guide for individuals in the Philippines looking to explore online investment opportunities in 2023, offering insights into both the benefits and risks associated with this financial endeavor.

10 Best Online Investment Sites in the Philippines 2023 - The Thrifty Pinay (2024)


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